Charles Kenyon wrote:

It is much more important to use templates in Word than it is in Word
Perfect. It isn't so much a restriction as an empowerment, although it may
not seem like it at first. Templates can hold a lot of stuff and using a
template protects your basic structure.

For more on the different kinds of templates and locations of templates
.....

Thanks, Charles. I made the switch three years ago simply to be
compatible with the world and the world of HR departments. But you're
correct in saying that I've continued to use Word pretty much as I did
WP, just with a lot more aggravations (e.g., headers). I'll take a good
look at what you've written and the links.

Gene